What you can resolve before searching
- Whether you need the NIE and how to get it: it is essential to purchase and pay transaction taxes.
- How to open a bank account in Spain and what documentation the bank will request.
- Calculation of total costs: in addition to the purchase price, you must calculate between 8% and 13% for taxes and expenses depending on the Autonomous Community and whether it is a new build or resale.
- Tax planning: who buys, how the transaction is structured and the tax consequences of your choice.
Check the property with technical criteria
Once you have selected a property, we request the land registry extract to check for charges or mortgages, and verify with the town hall that the property complies with urban planning regulations and holds a valid certificate of occupancy.
After the purchase
We anticipate the obligations you will have as an owner: property tax (IBI), municipal fees, community of owners and, if you are not a tax resident, the annual Form 210 return. Knowing this in advance avoids surprises.
No ongoing commitment required
You can book an introductory advisory consultation and decide afterwards if you want us to support you through the rest of the purchase.
This content is general and informational in nature; regulations and deadlines may change. For your specific situation, please contact us.